LOSS CONTROL / RISK MANAGEMENT 

Loss Control - A Definition - All methods taken to reduce the frequency and/or severity of losses including exposure avoidance, loss prevention, loss reduction, segregation of exposure units and non-insurance transfer of risk. 

Loss Control usually refers to a multidisciplinary approach involving human engineering and risk management practice. 

TOTAL LOSS CONTROL: 
A concept of accident investigation and prevention which takes into account such factors as damage to property and equipment, lost time, and wasted resources.  This approach includes recording and evaluating “near misses” and “incidents” that may have resulted in an interruption of production, spill or leak of material, unscheduled maintenance of equipment, or event where an individual narrowly avoided an injury

Such an approach attempts to take advantage of not waiting for a loss to occur but identifies actions or events that could have resulted in injury or loss and using this information to prevent losses in the future. 

The total Loss Control concept refuses to accept “acts of god” or “accident prone” or “carelessness” as causes of accidents. 

    “Act of God” example: prevent being struck by lightning (Considering lightning is an Act of God) 

    1. Don’t stand under a tree when lightning is about
    2. Install lightning rods on high buildings
    3. Don’t be outside in a lightning rain storm
 

“Accident Prone”
 indicates a person: 

    1. Not capable of performing the needed task
    2. A person not properly motivated to do required tasks
    3. An inadequately trained person
    4. A lack of effective supervision
 
“Carelessness”
indicates a person: 
    1. Not properly trained to do the task
    2. Not properly supervised in order to identify skill or training problems
    3. A poorly designed and/or operating interface between man and machine
    4. An ergonomic problem of work speed, body position, and or weight of materials
    5. A poorly motivated person due to lack of training or supervision
 

LOSS CONTROL IS GAMBLING – but potentially very profitable gambling!  The greater the effort to prevent losses – the greater the odds that there will be fewer and fewer losses as time goes on.  Injuries to employees, damaged equipment, and loss of raw materials and product, are all means of reduction of profits and increase in losses.  Total Loss Control is an ideal way to increase profits without increasing prices even when raw material prices or “cost of goods sold” increase. 

 

 

We provide Loss Control/Risk Management Services to insurance carriers, insurance brokers, self-insured industrial companies, construction companies, contractors, attorney’s, government agencies and independent consultants.  

Loss Control/Risk Management is the ability to define areas of potential loss before they occur or to prevent further loss from accidents that have occurred in the past.  It is a way to control costs whether insured or self-insured, effectively manage claims and enhance the work environment to promote productivity, growth and profitability.  

      Our Loss Control Services Include:  

  • Pre-coverage underwriting inspection and potential loss ratings.
  • Post coverage site audits to minimize safety accident and surplus lines commercial inspections health risks.
  • Safety Inspections and Program Safety Audits.
  • Random or unannounced site safety inspections.
  • Workers compensation exposure reviews.
  • In-House safety management.
  • Develop workplace injury statistics with injury/illness reduction objectives.
  • Industrial Hygiene.
  • Develop or update worker health & safety plans for industry and construction.
  • TIPS training.
  • Provide full time or part time on site safety personnel for construction or hazardous waste operations including Certified Safety Professionals (CSP) and Certified Industrial Hygienist (CIH), Site Safety Officers (SSO) and Health Safety Officers (HSO).
  • Property Inspections.
  • Fleet/Auto procedures, inspections and training.
  • 10 hr and 30 hr OSHA outreach safety training.

Training of personnel is such areas as general safety, confined space, lock out/tag out respiratory protection, personnel protection equipment (PPE).  

OSHA compliance assistance – on site inspections training, follow-up on identifying compliance methods and costs.  

Claims Assistance including accident investigations follow-up visits, expert witness.  Our greatest ability is in catastrophic losses, railroad accidents, chemical spill, toxic exposures, and industrial hygiene.   

General liability, property liability services are to identify potential losses from injury to the public, occupants, tenants, or neighbors.  This includes inspections and loss records in parking garages, super markets, public walkways, public service facilities (post offices, motor vehicle offices etc.)  

This service also includes Disaster Planning and Evacuation Plans including catastrophic events like chemical releases, liquid spills, floods and sick building syndrome.   

Human Resource Support Services include new employee safety over station programs, hazard communication/right to know training, safety committees, written safety programs, and indoor air quality.  

Pay – as – you go Services – We do not ask for contract payments but only bill for services actually rendered on a project basis or month – by- month schedule.  

Our primary service areas are: New Jersey (NJ), New York City (NYC), New York (NY), Pennsylvania (PA), Connecticut (CT), Wisconsin (WI), Maryland (MD), Michigan (MI), Virginia (VA), Illinois (IL), Indiana (IN), Georgia (GA), Alabama (AL) and North Carolina (NC), South Carolina (SC), Tennessee (TN), Florida (FL) and Dallas, Texas (TX), California (CA), Oregon (OR), Washington (WA), Nevada (NV), Louisiana (LA), Oklahoma (OK), Arkansas (AR), Massachusetts (MA), Rhode Island (RI) and Arizona (AZ).
 

1298 Noguchi Mews
Atlanta, GA 30318
(404) 350-9551 or (800) 941-1188 
info@atlenv.com